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How To Rent An Apartment In Indianapolis

August 30, 2023
Exterior of multi-level apartment building with attached garage.

Getting ready to rent your first apartment? Or perhaps it’s been a few years since you rented one, and now you’re undergoing the steps again. Here’s what you need to know about how to rent an apartment in Indianapolis, from deciding what you can afford to finding the right apartment and filling out the application.

What Is Your Budget?

Open apartment floor plan with connected kitchen and living room.

Your first task is to decide what you can afford. You don’t want to fall in love with an apartment only to realize it’s well beyond your range. Examine your budget prior to looking at that incredible two-bedroom with a view. Here’s some advice to help you do so.

  • Look at your net income - the amount you have after taxes - and deduct your present expenses (car payments, credit cards, etc.).
  • Factor in unpredicted expenses like auto repairs and emergency medical care. Generally speaking, add 10 percent to your bill total.
  • Estimate costs at your new apartment, such as utility bills and groceries. If you need a starting point, go with $250 per month for each one.
  • How commonly do you enjoy a night out? Project your monthly entertainment and dining budget.
  • What is remaining? This is what you may put toward rent. This is a great time to determine if you might want a roommate.

Picking The Right Apartment In Indianapolis

Fitness center with aerobic and weight training equipment.

Investigating different complexes and floor plans can be enjoyable but also demanding of your time. Be sure you provide yourself adequate time to look - at least a month or two. Your initial step is to figure out your preferred location. How close do you need to be to your office or school? Are you searching in the city or in the suburbs? Is there shopping and nightlife close by? Choosing a specific location will save you quite a bit of time.

You in all likelihood have a clear idea of how many bedrooms you’ll want, so you can focus on finding the most appealing floor plan. At the same time, you ought to consider what amenities you would like. Is a fitness center or pool mandatory? Do you have to have a community that welcomes furry friends? Making these decisions will simplify your search.

Completing The Application Process

Designated dog park at apartment community.

After you’ve picked out an apartment, you need to conclude the application process. You’ll need to come prepared with proper identification, evidence of income, and references. You’ll generally have to pay an application fee to offset the cost of background and credit checks. If you need a co-signer, let the leasing agent know before getting too far along, as they may not be allowed.

Your application process will typically involve the following:

  1. Pay the application fee
  2. Fill out an application form
  3. Prepare for credit and background checks
  4. Sign the agreement

On the actual application form, you can anticipate supplying the information below:

  • Name, phone number, email, and current address
  • Your employer and income
  • Prior address(es)
  • Animals (if applicable)
  • Contacts in case of emergency
  • References - you may be asked to supply past landlords or professional and personal references

Come Home To The Perfect Apartment At City's End - Fountain Square Apartments

Finding an apartment in Indianapolis is simple at City's End - Fountain Square Apartments. We boast a wide assortment of amenities and floor plans to accommodate your lifestyle. Request a tour to discover what we have to offer or call 463-231-3192 to chat with one of our friendly leasing representatives about how to rent one of our apartments in Indianapolis.